Question

What is the best credit card for someone with perfect credit 745-790?

What is the best credit card for someone with perfect credit 745-790?

Answers

Nitpicking a little bit...perfect credit is really north of 760 and the very best terms go to those with scores north of 800 with high incomes...

That said,

Check out bankrate.com and clarkhoward.com.

What you really want is some kind of rebate or incentive card that pays you in cash based on the amount of money you charge per year (of the kind of charges you make). With excellent credit and a long pattern of paying off your balances in full, they are the only cards that really provide a benefit worth having.

#1

A debit card. That is the best. Keep that perfect credit and stay away from the credit card.

#2

Mention what you consider best

Low APR - in case you are trying to destroy your credit

Great cash back rewards up to 5% of everything - whith extremely high APR's

Airline miles - which never are better than cash back?

All this info is easy to find - and we can help you.

You need to add more details.

What do you spend money on?

Gas, food?

You also may need to mention if you carry balances.

Since the best cash back rewards have mind boggling APR's

I would not recommend these best cards for anyone that dares carry a balance and pay interest - which also reduces credit ratings.

Ask again - we'll tell you exactly what you are looking for.

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#3

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